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印度手机向政府装可怜:对中国品牌征收反倾销税

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百度 继2016年以“设计”为论坛主题之后,中国版权保护中心今年再次聚焦创意设计的版权保护话题。

switch guarantee

Club Lloyds current account customers can also benefit from exclusive interest rates on savings accounts, with the flexibility of instant access.  

To apply for a Club Lloyds savings account, first you’ll need a Club Lloyds current account, a £5 monthly fee may apply.

Offering preferential account rates and lifestyle benefits, why wait to join the club?

Club Lloyds current accounts

Compare Club Lloyds savings accounts

Explore a tax-free ISA and savings accounts for Club Lloyds current account customers.

Account

Interest rate

Minimum deposit

Open

Withdrawals

Account

Club Lloyds Advantage ISA Saver

Only for customers who have a Club Lloyds or Lloyds Premier current account.

Interest rate

3.25%

AER/3.20% tax-free variable if you make 3 or fewer withdrawals.

0.95% 

AER/tax free variable if you make 4 or more withdrawals.

Interest is paid monthly.

Minimum deposit

£1

Open

For 1 year. Your account will then change to an Instant Cash ISA.

 

Withdrawals

Unlimited.

If you make 4 or more withdrawals, you’ll get the lower interest rate from the month you make the 4th withdrawal, until the end of the account year.

Account

Club Lloyds Advantage Saver.

Only for customers who have a Club Lloyds or Lloyds Premier current account.

Interest rate

3.25%

AER/3.20% gross variable if you make 3 or fewer withdrawals.

0.95%

AER/gross variable if you make 4 or more withdrawals.

Interest is paid monthly.

Minimum deposit

£1

Open

For 1 year. Your account will then change to a Standard Saver.

Withdrawals

Unlimited.

If you make 4 or more withdrawals, you’ll get the lower interest rate from the month you make the 4th withdrawal, until the end of the account year.

Account

Club Lloyds Saver

Only for customers who have a Club Lloyds or Lloyds Premier current account.

Interest rate

1.25%

AER/gross on balances of £1 to £24,999.

1.35%

AER/gross on balances of £25,000 to £99,999.

1.40%

AER/gross on balances of £100,000 or more.

Interest is variable. Choose to receive interest monthly, or after each year. Rate applies to the full balance.

Minimum deposit

£1

Open

For 1 year. Your account will then change to a Standard Saver.

Withdrawals

Instant.

Account

Club Lloyds Monthly Saver.

Only for customers who have a Club Lloyds or Lloyds Premier current account.

Interest rate

6.25% 

AER/gross fixed.

Interest is paid after a year.

 

Minimum deposit

£25 to £400 each month.

Open

1 year. Your account will then change to a Standard Saver.

Withdrawals

Instant.

Account

Interest rate

1.05%

AER/tax-free on balances from £1 to £24,999.

1.15%

AER/tax-free on balances of £25,000 to £99,999.

1.20%

AER/tax-free on balances of £100,000 or more.

An extra 0.20% AER/tax-free will be added if you already have a Club Lloyds, Lloyds Premier or Private Banking personal current account.

Interest is variable. Choose to receive interest monthly, or after each year. Rate applies to the full balance.

Minimum deposit

£1

Open

For 1 year. Your account will then change to an Instant Cash ISA.

Withdrawals

Instant.

Account

Standard Saver

If you have one of the following accounts with us, it will change into this account at the end of its term:

  • Club Lloyds Saver.
  • Club Lloyds Monthly Saver.
  • Club Lloyds.
  • Advantage Saver.
  • Easy Saver.
  • Monthly Saver.
  • Fixed Bond.
  • Online Fixed Bond.
  • Lend a Hand Fixed Savings Account
  • Smart Start. 

Interest rate

1.05%

AER/gross on balances from £1 to £24,999.

1.15%

AER/gross on balances from £25,000 to £99,999.

1.20%

AER/gross on balances of £100,000 or more.

The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account.

Minimum deposit

£1

Open

No end date.

Withdrawals

Instant.

You cannot apply directly for this account. 

Standard Saver.

Account

Instant Cash ISA.

If you have an adult cash ISA with us, it will change into this account at the end of its term.

 

Interest rate

1.05%

AER/tax-free on balances from £1 to £24,999.

1.15%

AER/tax-free on balances from £25,000 to £99,999.

1.20%

AER/tax-free on balances of £100,000 or more.

The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account.

Minimum deposit

£1

Open

No end date.

Withdrawals

Instant.

You cannot apply directly for this account.

Instant Cash ISA.

Tax treatment depends on individual circumstances and may change in the future.

Interest rates are subject to change. You can check current interest rates online at any time.

Why choose a Club Lloyds savings account?

Club interest rates

Earn interest at a?preferential rate, with the flexibility of instant access to your money if you need it.

Keep track with ease

Whatever you're saving for, you can track your progress using online banking or the mobile banking app.

Effortless saving

If you have a Lloyds debit card, you can round your purchases up to the nearest £1 and?Save the Change?. Just be aware this excludes ISAs.?

Start saving straight away

You could open a savings account online and start saving with as little as £1 on selected accounts.?

Explore your options

We want to make sure you know about our Club Lloyds options. Here’s some that might suit you.

Not a Club Lloyds customer?

If you’re in the market for a new current account, as well as a savings account, why not explore the benefits of?Club Lloyds,?Club Lloyds Silver?or?Club Lloyds Platinum? Choose a packaged bank account to suit your needs and interests.

Explore all current accounts

Let’s look at the details

  • How much you keep in your Club Lloyds savings account is up to you. The more you keep in your account, the more earning potential you could have through interest.

    Some accounts may have a minimum and maximum amount you can save, so it’s worth double checking the terms of your Club Lloyds savings account.

  • Yes, deposits of up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). 

  • Fixed savings accounts usually offer higher interest rates than instant access savings accounts which give you more flexible access to your money.

    Club Lloyds savings accounts feature exclusive interest rates for existing club current account holders, plus the flexibility to withdraw money as and when you need it.

    Just be aware that each time you withdraw money from a savings account, the amount of money you earn in interest will drop. Selected Club Lloyds savings accounts will reward you with a higher interest rate if you limit the frequency of your withdrawals.

  • Terms defined

    AER, or Annual Equivalent Rate

    AER helps you to understand how much interest you would earn from your savings over the course of a year. The percentage figure is also useful when comparing savings accounts.?

    This accounts for compound interest. That's interest earned on top of any interest you've already been paid, which forms part of your total savings balance.

    More about AER

    Gross

    This is the percentage of interest you would earn from your savings before tax.?

    Tax-free

    Interest on child savings account and ISAs is usually exempt from tax.

    Adults may be able to earn some interest from their savings each year without paying tax, subject to your personal allowance on earnings, starting rate for savings or personal savings allowance. You also have an annual allowance for ISAs, helping you to save in a tax efficient way.?

Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS



Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS

You may also like

Savings help and guidance

Explore various saving methods and key factors to consider for future planning.

Savings guidance

Savings calculator

Work out how much to save each month to reach your goal and how long it will take.

Work out your savings

Start investing

Explore our range of investment accounts to see if it could work for you.

More about investing

Savings accounts and ISAs

Browse our latest savings account offers, including options helping you to make the most of your annual ISA allowance.

View our savings accounts

Savings accounts and ISAs

Browse our latest savings account offers, including options helping you to make the most of your annual ISA allowance.

View our savings accounts

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