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百度 四年公益禁毒路万里全顺伴君行——2013中国禁毒志愿者汽车万里行活动圆满结束2013-10-1513:18记者王月晴朗字号：T 在国家禁毒办和禁毒基金会的指导下，由国家禁毒教育示范基地、北京禁毒志愿者总队主办，北京及沿途各地禁毒办协办，由禁毒志愿者积极参与、社会企业公益赞助的中国禁毒志愿者汽车万里行第八次禁毒宣传活动于9月17日顺利完成，车队和人员安全抵京。
Want to save but also have instant access to your money? With this flexible cash ISA, you can do just that.
Read the summary box before applying
Summary box for the Cash ISA Saver
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1.05% AER/tax-free on balances from ￡1 to ￡24,999.
1.15% AER/tax-free on balances from ￡25,000 to ￡99,999.
1.20% AER/tax-free on balances of ￡100,000 or more.
An extra 0.20% AER/tax-free will be added if you already have a Club Lloyds, Lloyds Premier or Private Banking personal current account.
The interest rate is variable. Interest is paid twice a year. The rate applies to the full balance.
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Yes. As this account pays a variable rate of interest, it can change over time. We’ll always let you know of any planned changes to the rate.
Our terms and conditions (PDF, 59KB) explain when and how we do this. For example we might review the interest rate if the Bank of England base rate changes.
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For example, if you deposit ￡1,000.00 when you open the account, the balance after 12 months will be ￡1,010.50.
If you deposit ￡25,000.00 when you open the account, the balance after 12 months will be ￡25,287.50.
If you deposit ￡100,000.00 when you open the account, the balance after 12 months will be ￡101,200.00.
This assumes:
- the interest rate stays the same for 12 months
- you make your deposit on the day you open the account and you don't add more money after that
- you don’t withdraw any money or interest.
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This account can be opened and managed:
- online
- on our app
- in branch
- by phone.
You can open this account if you:
- are 18 or over
- are a UK resident for tax purposes
- have a National Insurance number.
If you have already saved in a cash ISA this tax year with us, you’ll need to complete an ISA transfer.
You need to open this account with ￡1 or more. You can pay up to ￡20,000 into a combination of permitted ISAs this tax year. Read more about ISA limits.
You can only open this account in your sole name because cash ISAs can’t be joint accounts.
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You can withdraw money from this account and there are no charges for doing so.
You can take your money out straight away by transfer to another Lloyds Bank account or an account with another financial provider; or through one of our branches with a counter.
This is a flexible ISA, which means you can withdraw money and put it back in without counting towards your annual ISA limit.
Any money you move into an account that isn't an ISA will lose its tax-free status. Tax treatment depends on your individual circumstances and may change in the future.
If you change your mind, you can cancel the account free of charge within 14 days of opening.
After 12 months, your account will change to an Instant Cash ISA. Before this happens, we’ll contact you to explain your options and next steps.
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Savings terms explained
Tax-free
This means you will not pay income tax on your interest.
AER
AER stands for Annual Equivalent Rate. Whenever you see an advert for a savings account which shows an interest rate, you will see the AER. This means you can use the AER to compare accounts. It shows what the interest rate would be if your interest was paid and compounded once each year.
For more definitions, view our glossary.
Open a Cash ISA Saver
Read the summary box and the terms and conditions (PDF, 197KB) opens in a new tab before you start.
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If you’d prefer to speak to someone, call us or visit your nearest branch.
ISA rules allow you to pay into more than one cash ISA in each tax year, but we only let you pay into one cash ISA with us.
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